Most states and courts disfavor total disability. It can be difficult to judge that a person cannot find gainful employment anywhere, at any time. Unfortunately, some workplace accidents and illnesses are severe enough as to cause a total disability that prevents a person from earning a living. To schedule a free consultation with our Aurora total disability benefits attorneys, contact Woodruff Johnson & Palermo.
Chicago On-the-Job Work Injury Law Firm
Total disability is commonly separated into two categories.
- Temporary Total Disability (TTD) occurs when a disability will not last for the remainder of the worker's life. The individual might not totally recover from the disability, but he or she might be able to return to the work force at some point in the future. As a total disability, this means that the disability, at least for a portion of time, will completely prevent a worker from maintaining gainful employment.
- Permanent Total Disability (PTD) occurs when the disability will prevent the individual from returning to any sort of gainful employment for the rest of his or her life. PTD benefits typically allow the individual to receive two-thirds of lost wages for the rest of his or her life with periodic supplements and increases.
In these situations, it is wise to retain a lawyer who can carefully examine your situation and ensure you are meeting all of the total disability requirements. Often, the paperwork and documentation can be complicated and frustrating. An experienced attorney can guide you through the process, remaining focused on deadlines, documentation and your proper compensation.
Contact Woodruff Johnson & Palermo in Illinois
If you have concerns regarding total disability, please contact our offices today. We have offices in Aurora, Champaign and on N. LaSalle St. in downtown Chicago. Call us toll free at 877-202-4221 to schedule an appointment.
